Skip to content

What Are The Requirements For Auto Insurance In Arkansas

The minimum liability you are required to carry by law is $25,000 per person for bodily injury, $50,000 per accident and $25,000 to cover property damage to other’s property. Almost all insurers offer higher limits.

In Arkansas, the minimum allowable coverages are: $25,000 per person for bodily injury or death in any one accident; $50,000 per accident for bodily injury or death of two or more persons in any one accident; and $25,000 for damage to or destruction of the property of others. Let’s say you’re involved in an auto accident that isn’t your fault.

Car insurance is required by law in Arkansas. If you are found to be driving without insurance, you can expect the following penalties to apply: Arkansas only requires liability coverage to be a legal driver. However, there are a number of different types of coverage you can add for further protection.

Arkansas coverage limits are determined by the state and are normally shown with three numbers — 25/50/25 — known as split limits. The numbers represent the individual categories: bodily injury per person, bodily injury per accident, and property damage.

###

What are the 3 typical requirements in an insurance policy?

The Conditions Common conditions in a policy include the requirement to file a proof of loss with the company, to protect property after a loss, and to cooperate during the company’s investigation or defense of a liability lawsuit.

Does Arkansas require all drivers to have automobile liability insurance?

Liability insurance coverage in Arkansas Arkansas law requires that all drivers carry liability coverage. This coverage pays out if you injure another driver or their passengers. It also covers their lost wages as well as damage to the other driver’s vehicle.

What is mandatory for car insurance?

The Motor Vehicle Act of 1988 makes it mandatory for all vehicle to be covered under an appropriate insurance policy before they can ply on the road.

Does insurance follow the car or the driver in Arkansas?

Car insurance usually follows the car in Arkansas. The types of car insurance that follow the car in Arkansas are bodily injury liability, personal injury liability, collision, and comprehensive.

How much is car insurance per month in Arkansas?

On average, car insurance rates for drivers in Arkansas are $210 per month, and $2525 per year. The average rates make Arkansas the 23rd most expensive state in the country for car insurance rates and 6% less expensive than the national average.

How much is car insurance in Arkansas on average?

How much is car insurance in Arkansas per month? Every driver’s premium is unique. However, the average cost of car insurance in Arkansas per month is roughly $39 for minimum coverage ($470 a year) and $160 for full coverage ($1,914 a year).

Is car insurance in Arkansas to expensive?

Full coverage insurance costs an average of $1,563 per year in Arkansas, while a state minimum policy costs $558. Lenders usually require collision and comprehensive in addition to the insurance you must have under Arkansas law when you finance a car.

Who normally has the cheapest car insurance?

Among national insurers, USAA has the cheapest rates, at $36 per month, with State Farm in second place, at $44 per month. The cheapest local company is Farm Bureau, at $39 per month.

How much is car insurance in Arkansas per month?

On average, car insurance rates for drivers in Arkansas are $210 per month, and $2525 per year. The average rates make Arkansas the 23rd most expensive state in the country for car insurance rates and 6% less expensive than the national average.

What is the average cost of auto insurance in Arkansas?

The average cost of car insurance in Arkansas is $556 per year, or $46 per month, for minimum liability. The cheapest auto insurance companies in Arkansas are Farm Bureau, Geico and State Farm. The annual quotes from these companies averaged 31% less than the Arkansas average.

What is the state minimum for car insurance in Arkansas?

Minimum Required Coverage for Arkansas Auto Insurance: Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $25,000 per person. Uninsured motorist bodily injury coverage: $25,000 per person and $50,000 per accident*

How much is full coverage in Arkansas?

Full coverage insurance costs an average of $1,563 per year in Arkansas, while a state minimum policy costs $558. Lenders usually require collision and comprehensive in addition to the insurance you must have under Arkansas law when you finance a car.

More Answers On What Are The Requirements For Auto Insurance In Arkansas

Auto Insurance Requirements in Arkansas – ValuePenguin

Nov 18, 2020To own and drive a car in Arkansas, you need to first buy an auto insurance policy that includes bodily injury and property damage coverage with minimum limits of 25/50/25. Additionally, although Arkansas is not a no-fault state, it requires all licensed insurers to make first party benefits available as an option to its policyholders. Contents

Arkansas’ minimum car insurance coverage requirements

The following is a breakdown of minimum liability requirements for Arkansas: Is it mandatory to have car insurance in Arkansas? Yes What are the minimum limits for Arkansas? $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage per accident —or— 25/50/25 Dairyland ® coverage in Arkansas

Auto Insurance Requirements In The State of Arkansas

Arkansas law requires insurance companies to give a discount on auto premiums to insureds over 55 years of age who have completed a motor vehicle accident prevention course approved by the Office of Motor Vehicles. For more information, visit the government website at: www.insurance.arkansas.gov or call (501) 371-2640; 1-800-852-5494

Auto Insurance in Arkansas (Compared by Experts)

Mar 23, 2022Arkansas State Minimum Auto Insurance Requirements. In Arkansas, liability car insurance is mandatory. It serves to pay for damages or injuries caused to others in accidents. But in case another driver causes the accident, you can file a claim against their liability insurance or even a lawsuit against the driver. Here are the minimum coverage requirements for car liability insurance: $25,000 …

What You Need to Know About Car Insurance in Arkansas

While almost every state requires a minimum amount of insurance coverage, that minimal coverage is often not enough to cover the medical expenses you can incur from an auto accident involving personal injury. In Arkansas, the minimum allowable coverages are: $25,000 per person for bodily injury or death in any one accident;

Arkansas Car Insurance Laws (Updated 2022) | The Zebra

1 day agoAuto insurance requirements in Arkansas Drivers in Arkansas are required to carry a certain amount of car insurance in order to legally get behind the wheel. Proof of insurance must also be carried at all times while driving. This proof of coverage can be physical or electronic but must be shown at the request of law enforcement officials.

What is the minimum car insurance required in Arkansas?

Sep 14, 2021Arkansas drivers must have at least : Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $25,000 per person. Carrying the minimum requirements is a good way to save, but you might be able to save more money with some insurance discounts. You might be able to find discounts for:

Arkansas Car Insurance Laws | GetJerry.com

Apr 27, 2022Required auto insurance in Arkansas Key Takeaway Arkansas car insurance laws require drivers to carry proof of minimum liability insurance coverage while driving. Liability insurance in AR All Arkansas drivers must carry a certain amount of liability insurance.

Arkansas Laws for Minimum Car Insurance Requirements

WalletHub, Financial Company. Arkansas car insurance laws require $25,000 of bodily injury liability coverage per person, up to $50,000 per accident, as well as $25,000 of property damage liability coverage. Bodily injury liability insurance pays for any injuries that you accidentally cause with your car, while property damage liability …

Arkansas Insurance License | StateRequirement

Apr 15, 2022Each line of authority in Arkansas requires twenty (20) hours of pre-license education. This means that if you wish to get a Property and Casualty license, you must take forty (40) hours of pre-licensing, and for Life, Accident, and Health you must also take forty (40) hours. You will receive a certificate upon completion of the course.

Auto Insurance in Arkansas | FindBestQuote

More Information about Auto Insurance in Arkansas. If you need more details about the auto insurance requirements in Arkansas, you should get in touch with the Arkansas Insurance department. They can be reached online at their website www.insurance.arkansas.gov or by phone at (501) 371-2600.

Arkansas Minimum Liability Car Insurance (w/ Lowest Cost) – MoneyGeek.com

Arkansas drivers must have 25/50/25 in liability limits along with personal injury protection. This means that a driver’s auto insurance policy must have at least $25,000 in bodily injury limits per person with a $50,000 bodily injury limit per accident. This covers the medical cost of injuries from any third party involved in an accident.

Arkansas Car Insurance Laws | Direct Auto Insurance

In Arkansas, all drivers must carry liability coverage that adheres to the state’s minimum car insurance requirements. These are: $25,000 bodily injury liability coverage for bodily injury or death per person per accident $50,000 bodily injury liability coverage for bodily injury or death to any two or more persons per accident

Arkansas car insurance laws

Apr 27, 2022Arkansas drivers must have minimum car insurance to be able to legally drive their vehicles. Arkansas minimum car insurance is abbreviated as 25/50/25, which includes personal liability insurance. These are the coverage limits for a minimum coverage policy. $25,000 bodily injury liability coverage per individual

Arkansas Car Insurance Laws | Nolo

The required minimum amounts of liability car insurance coverage in Arkansas are: $25,000 for injury to or death of one person in an accident caused by the driver of the insured vehicle $50,000 for injury to or death of more than one person in an accident caused by the driver of the insured vehicle, and

Arkansas Car Insurance Regulations & Required Coverage

Jul 16, 2021Arkansas car insurance regulations mandate specific coverage minimums, and a state-run electronic system keeps records of insurance coverage. You also must show proof of insurance when asked by an officer or when registering your vehicle. Arkansas auto insurance laws follow a tort system, meaning someone must be found to be at fault for causing an accident. Learn more below. × Almost there …

Insurance Requirements for Car Registration in Arkansas

The minimum financial responsibility requirements for private individuals under Arkansas law is as follows: A minimum of $25,000 per person, for bodily injury or death. This means you’ll need to carry a minimum of $50,000 to cover the lowest possible number of people involved in an accident (the two drivers). This means that the total minimum …

PDF

in the purchase of auto insurance and how those terms affect your coverage. If you have questions or need additional information, please contact our Consumer Services Division at: Phone: (501) 371-2640; 1-800-852-5494. Fax: (501) 371-2749. Email: insurance.consumers@arkansas.gov Web site: www.insurance.arkansas.gov. Mission Statement

A comprehensive guide to car insurance in Arkansas | finder.com

Apr 29, 2022The average cost of car insurance in Arkansas is $1,097.33 a year or about $91 per month, according to the National Association of Insurance Commissioners (NAIC). The state’s costs ranks it below average for car insurance costs nationwide, which is $1,190 per year. However, your rates may or may not come in at the state’s average because …

How Much Car Insurance Do I Need in Arkansas – WalletHub

Apr 29, 2021In Arkansas, drivers need $25,000 of bodily injury liability insurance per person, up to $50,000 per accident, and $25,000 of property damage liability insurance. Arkansas does not require uninsured motorist protection, which replaces the liability coverage an at-fault driver should’ve had and pays for your costs up to your policy limits.

Arkansas Car Insurance Laws | Bankrate

Jul 23, 2021Arkansas minimum car insurance is abbreviated as 25/50/25, which includes personal liability insurance. Here are the coverage limits included with a minimum coverage insurance policy: $25,000 in…

Average cost of car insurance in Arkansas

May 15, 2022Arkansas auto insurance rates average $470 per month for minimum coverage, and $1914 for complete coverage. You will need the minimum insurance required by Arkansas to legally drive a car. However, there are many factors that can influence the price you pay. What is the cost of car insurance in Arkansas?

Arkansas Auto Insurance Guides, Laws and Regulations | EINSURANCE

The bare minimum car insurance requirement for Arkansas drivers is: $25,000 bodily injury per person per accident $50,000 bodily injury for all persons per accident $25,000 property damage liability Arkansas does not require you to carry additional coverage such as Uninsured/Underinsured Motorist, personal liability or Collision and Comprehensive.

Arkansas Car Insurance | AIS Insurance

This page describes the car insurance requirements in the state of Arkansas. It explains auto insurance minimums, optional insurance coverages and available auto insurance discounts in the state of Arkansas. AIS Logo (888) 772-4247; Insurance Coverages. Vehicle. Property. Recreational Vehicles. Life & Health. Business . Auto Insurance. Motorcycle Insurance. Classic Car Insurance. Extended Auto …

Arkansas Car Insurance | USAA

Arkansas requires drivers to have a minimum of 25/50/25 coverage: $25,000 of bodily injury liability coverage per person. This helps cover expenses for injuries or deaths to other vehicles’ drivers and their passengers in accidents in which you’re found at fault. $50,000 of bodily injury liability coverage per accident limit.

Best Car Insurance: Arkansas (2022) – Motor1.com

Dec 15, 2021Arkansas Car Insurance Requirements. Like most states, Arkansas requires that all drivers maintain a liability auto insurance policy at the very least. The minimum required coverage amounts are …

Comparison of Arkansas car insurance laws tips – e-architect

Jun 1, 2022The state’s minimum car insurance requirements include $15,000 in liability coverage for a single other driver’s injury, That means: If one person is injured in the accident, insurance pays up to $15,000. $30,000 in coverage per accident and. $5,000 in coverage for property damage. All drivers and all owners of a motor vehicle shall at all …

Arkansas Minimum Car Insurance Requirements | Insurance Navy

Arkansas Minimum Car Insurance Requirements. The state of Arkansas requires drivers to carry a mandatory amount of liability insurance in order to legally drive. On top of this, they must also carry proof of insurance and be ready to present it if asked by law enforcement. The mandatory liability insurance minimums for the state of Arkansas are: $25,000 bodily injury per person; $50,000 bodily …

Arkansas Auto Insurance Requirements | Arkansas Auto Insurance Laws

The state of Arkansas also requires insurance agencies to supply the state with information on all auto insurance policies. This means that your insurance information will be sent to the state when you purchase, renew, or make any changes to your policy. They will also report any lapses or cancellations in your policy. The state will then notify you of your lapsed policy and strongly request …

Arkansas Car Insurance Laws | Direct Auto Insurance

Here’s a closer look at car insurance coverages, minimum insurance requirements for personal vehicles and motorcycles, and Arkansas driving laws. Personal Auto Insurance. Auto insurance offers financial protection if you’re involved in an accident. A car insurance policy is a contract between you and your auto insurance company. You, as the …

Resource

https://www.valuepenguin.com/auto-insurance/arkansas/requirements
https://www.dairylandinsurance.com/auto/auto-insurance/state-requirements/arkansas
https://autoinsurancematchup.com/coverage-requirements-by-state-arkansas-auto-insurance-requirements/
https://carsurance.net/state-wide-study/auto-insurance-in-arkansas/
https://www.danielsonlawfirm.com/car-insurance-in-arkansas/
https://www.thezebra.com/auto-insurance/arkansas-car-insurance/state-laws-ar/
https://getjerry.com/questions/what-is-the-minimum-car-insurance-required-in-arkansas
https://getjerry.com/car-insurance/arkansas-car-insurance-laws
https://wallethub.com/answers/ci/minimum-car-insurance-requirement-in-arkansas-2140708823/
https://staterequirement.com/arkansas-insurance-license/
https://www.findbestquote.com/more/state-requirements/11-auto-insurance-in-arkansas
https://www.moneygeek.com/insurance/auto/state-laws-minimum-requirements-arkansas/
https://www.directauto.com/learning-center/states/arkansas-car-insurance-guide
https://vtalkinsurance.com/arkansas-car-insurance-laws/
https://www.nolo.com/legal-encyclopedia/arkansas-car-insurance-laws.html
https://www.usinsuranceagents.com/arkansas-car-insurance-requirements/
https://www.yourmechanic.com/article/insurance-requirements-for-car-registration-in-arkansas-by-valerie-mellema
https://www.insurance.arkansas.gov/uploads/pages/brochures/auto.pdf
https://www.finder.com/car-insurance/arkansas
https://wallethub.com/answers/ci/how-much-car-insurance-do-i-need-in-arkansas-2140708792/
https://www.bankrate.com/insurance/car/arkansas-car-insurance-laws/
https://vtalkinsurance.com/average-cost-of-car-insurance-in-arkansas-for-2021/
https://www.einsurance.com/insurance-guide/arkansas/auto-insurance/
https://www.aisinsurance.com/state-pages/arkansas
https://www.usaa.com/inet/wc/arkansas-car-insurance
https://www.motor1.com/reviews/448531/car-insurance-arkansas/
https://www.e-architect.com/articles/comparison-of-arkansas-car-insurance-laws
https://www.insurancenavy.com/auto-insurance/state-requirements/arkansas/
http://www.jec163.com/requirements/arkansas_auto_insurance.html
https://www.directauto.com/learning-center/states/arkansas-car-insurance-guide