In most cases, you may refinance a conventional loan as soon as you want. You might have to wait six months before you can refinance with the same lender. But that doesn’t stop you from refinancing with a different lender. An exception is cash-out refinances. But a standard conventional refinance…
Punctuation marks such as periods, commas, and semicolons should appear after the parenthetical citation. Question marks and exclamation points should appear within the quotation marks if they are a part of the quoted passage, but after the parenthetical citation if they are a part of your text. The second is…
Thanks to an education crusader named Horace Mann, Massachusetts became the first state with compulsory school laws in 1852. ### When did K 12 education become mandatory in the US? By 1930, all 48 states had passed laws making education compulsory, and in 1965, President Lyndon B. Johnson signed the…
The FOIA provides that when processing requests, agencies should withhold information only if they reasonably foresee that disclosure would harm an interest protected by an exemption, or if disclosure is prohibited by law. You have several options if your FOIA request is denied in whole or in part. First, you…
Cortes and Pizarro were both ambitious and ruthless characters who strongly strived to find gold, conquer land, and become rich and famous, regardless of the cost and what might happen to the natives or their own people. Taino, Arawakan-speaking people who at the time of Columbus’s exploration inhabited what are…
1988 through 1999: rebranding into fashion retail. In 1988, Limited Brands acquired the ailing company for $47 million after having success in popularizing Express and Victoria’s Secret. The history of Abercrombie & Fitch began in the nineteenth century and extends into the twenty-first century. Key figures who changed and influenced…
May through November is the best time to see bioluminescence dinoflagellates in Florida. In the early days of summer, they begin to show and by the peak of summer, these creatures sparkle bright whenever stirred with your hand or paddle. The shining plankton is especially stunning in July and August.…
first part of URL, specifies the HTTP (Hypertext Transfer Protocol), the Internet standard that supports the exchange of information on the web. In computing terms, interconnection networks provide connections between the different components of the interconnection mechanism. The network has processing elements or nodes, or PEs, that are at one…
What’s the best time to apply lime? Fall and spring are generally the best times to lime lawns. Fall has an added advantage, as rain, snow and cycles of freezing and thawing help lime break down and begin to work. It is good practice when applying lime to spread the…
When computing current E & P, taxable income must be adjusted for the deferred gain in a § 1031 likekind exchange. An increase in the LIFO recapture amount must be added to taxable income to determine E & P. Use of MACRS cost recovery when computing taxable income does not…