Tax efficiency: For individuals with a high net worth, one of the biggest advantages of professionally managed portfolios is the ability to harvest losses in the SMA portfolio to offset capital gains. By investing in an SMA, you can control and minimize the distribution of taxable gains. 1- The buy-in…
In a highly congested urban situation, where traffic barely makes it to 30 mph much of the time a 50cc scooter can be OK. They’re also very easy to learn on if you ride in an area where there isn’t a lot of traffic – though once you have learned…
Lindsey Ann Way (née Ballato; born May 21, 1976) commonly known as Lyn-Z, is a Scottish musician and artist. Lindsey Way was born in Dunoon, Scotland. She is best known for being the bassist in American electronic rock band Mindless Self Indulgence. He and Lyn ZLyn ZLindsey Way was born…
Another indicator of poor insulation are icicles hanging from the eaves on your roof. Icicles are formed when heat rising from a poorly insulated home melts the lowest layer of snow on a roof. The melted water trickles down towards your gutters and freezes. “Icicles mean you’re losing some heat…
A “burn notice” is an official statement issued by an intelligence agency to other agencies. It states that an asset or intelligence source is unreliable for one or several reasons, often fabrication, and must be officially disavowed. The seventh and final season of the American television spy drama Burn Notice…
Half siblings are considered “real siblings” by most because the siblings share some biological relationship through their shared parent. Half siblings can have the same mother and different fathers or the same father and different mothers. Interestingly half siblings can be related by as “three quarters siblings” (related by 3/8)…
Unlike bourbon and whisky, whose barrels are often heavily charred before being filled, cognac barrels are only slightly roasted. The light roast helps bring out the natural vanilla and spicy flavors from the Limousin oak, which complements perfectly the naturally sweeter flavors of the eau de vie. To get back…
For the most part, beans are considered an incomplete protein (not containing all the essential amino acids) and are recommended to be combined with another complimentary protein. For instance, to make a complete protein they can be combined with brown rice, corn, nuts, seeds or wheat. Together, rice and beans…
In the United States, pumpkins go hand in hand with the fall holidays of Halloween and Thanksgiving. The Pilgrims and members of the Wampanoag tribe (the group of Native Americans that ate at the first Thanksgiving) ate pumpkins and other squashes that are native to New England. Pumpkins can be…
Some species have recorded an upward speed of up to 20 miles per hour. They do, however, run in short bursts, slowing their speed every few minutes. Striped mullet leap out of the water frequently. Biologists aren’t sure why these fish leap so often, but it could be to avoid…